Terms of Service

1. Introduction

Welcome to BestLoanMortgageCalc ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website located at https://bestloanmortgagecalc.com ("Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must refrain from using our Service.

2. Definitions

- "User," "You," and "Your": Refers to any individual or entity accessing or using the Service.

- "Content": Includes all materials, information, data, text, graphics, logos, images, audio clips, digital downloads, data compilations, and software used on the Service.

- "Service": Refers to the website provided by BestLoanMortgageCalc, accessible at https://bestloanmortgagecalc.com.

3. Use of the Service

3.1 Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old.

3.2 License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service strictly in accordance with these Terms.

3.3 Prohibited Activities

You agree not to:

• Use the Service for any unlawful purpose.
• Violate any local, state, national, or international laws.
• Infringe upon our intellectual property rights or those of others.
• Distribute viruses or any other technologies that may harm the Service or users.
• Collect or track the personal information of others without consent.

4. Intellectual Property

All Content, including but not limited to text, graphics, logos, images, and software, is the property of BestLoanMortgageCalc or its licensors and is protected by intellectual property laws. You are granted a limited license only for purposes of viewing the material contained on the Service.

5. User Accounts

5.1 Creation

Some features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during the registration process.

5.2 Security

You are responsible for maintaining the confidentiality of your account credentials and are liable for all activities that occur under your account.

5.3 Termination

We reserve the right to suspend or terminate your account if you breach these Terms.

6. Financial Disclaimer

Our Service provides tools for loan and mortgage calculations. However, BestLoanMortgageCalc does not offer financial, legal, or professional advice. All calculations are estimates and should not be considered as guarantees of financial products or services. Users are encouraged to consult with a qualified financial advisor before making any financial decisions.

7. Third-Party Services

7.1 Advertisements

Our website uses third-party advertising services, including Google AdSense, to display advertisements. These services may collect information about your visits to this and other websites to provide advertisements about goods and services of interest to you.

7.2 Affiliate Links

We may include affiliate links. These links allow us to earn commissions from purchases made through them. They do not influence the price you pay and are based on your support for our Service.

7.3 Third-Party Content

We do not control and are not responsible for any content, privacy policies, or practices of third-party websites or services.

8. Privacy

Your use of the Service is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Service, you consent to the practices described in the Privacy Policy.

9. Limitation of Liability

To the fullest extent permitted by law, BestLoanMortgageCalc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of or inability to access or use the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service;
• Unauthorized access, use, or alteration of your transmissions or content.

10. Indemnification

You agree to indemnify, defend, and hold harmless BestLoanMortgageCalc, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of India/Goa, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within India/Goa for the resolution of any disputes.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised Terms.

13. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

14. Contact Us

If you have any questions about these Terms, please contact us at bestloanmortgagecalc@gmail.com.